a river meanders laterally across the valley
fast flowing water erodes the outside bends using hydraulic action, undercutting to form river cliffs
outside bend is further eroded by solution and abrasion
the river flows slowest on the inside bend leading to deposition
meanders become more pronounced over time and the continual erosion and deposition narrows the neck of the meander
during a flood, rivers have more energy and cut through the neck of the meander, the river then takes the shortest path
the meander is abandoned and the oxbow lake dries up eventually