Drive

• What is the purpose of the video?

  To cover documents and answer questions
• What is the Pass Plus scheme?

  • Additional training after passing driving test
  • Six hours of instruction
  • Covers motorway, country lanes, adverse weather, night driving
  • Aims to reduce accident risk for new drivers
• What is the Pass Plus scheme?

  The Pass Plus scheme is 6 hours of additional driving training after passing the driving test, covering motorway driving, driving in adverse weather, night driving, etc. to make the driver a safer and more experienced driver.
• What are the three main types of car insurance coverage?

  The three main types of car insurance coverage are: 1) Third party insurance, 2) Third party fire and theft, and 3) Comprehensive insurance.
• When is it legal to drive a car without a valid MOT certificate?

  It is only legal to drive a car without a valid MOT certificate if you are driving directly to a pre-booked MOT appointment.
• What is a 'cover note'?

  A cover note is a temporary insurance document issued before the full insurance certificate, which allows you to drive the vehicle while waiting for the full documentation.
• How long is a Statutory Off-Road Notification (SORN) valid for?

  A Statutory Off-Road Notification (SORN) is valid until the vehicle is sold, scrapped, or returned to the road.
• When must you notify the DVLA of changes?

  You must notify the DVLA of changes to your health that may affect your driving, or if you change your address.
• When must you produce your insurance certificate for inspection?

  You must produce your insurance certificate for inspection if a police officer requests it.
• What is the maximum fine for driving without insurance?

  The maximum fine for driving without insurance is unlimited.
• When must you contact the DVLA when changing your vehicle?

  You must contact the DVLA when changing your vehicle, to update the vehicle registration document (V5) with the new keeper's details.
• What may be invalidated if you drive a car without a valid MOT certificate?

  Driving a car without a valid MOT certificate may invalidate your car insurance.
• How does the Pass Plus scheme work to reduce insurance costs for new drivers?

  • The Pass Plus scheme involves 6 hours of additional driving training after passing the driving test
  • This covers motorway driving, driving in adverse weather, night driving, etc.
  • Completing the Pass Plus scheme demonstrates the driver is more experienced and safer, which can lead to reduced insurance premiums for new drivers
• What are the key differences between the three main types of car insurance coverage?

  • Third party insurance: Covers damage to other people's property/vehicles, but not your own
  • Third party fire and theft: Covers third party damage plus fire and theft of your own vehicle
  • Comprehensive insurance: Covers third party damage, fire, theft, and damage to your own vehicle
• How should you handle the insurance process when buying a new car?

  • When buying a new car, you will need to get temporary 'cover note' insurance before the dealer will hand over the keys
  • The cover note provides temporary insurance coverage while you arrange your full insurance policy
  • Once you have the full insurance certificate, you can then provide this to the dealer to complete the purchase
• What are the key requirements and restrictions around Statutory Off-Road Notifications (SORN)?

  • A SORN declares your vehicle is off the road and not being used
  • It is valid until the vehicle is sold, scrapped, or returned to the road
  • During a SORN, the vehicle must be kept off public roads, typically in a driveway, garage or other private property
  • You cannot drive the vehicle at all during a SORN period, except to directly transport it to an MOT appointment
• What are the main situations where you must notify the DVLA of changes?

  • Changes to your health that may affect your driving ability
  • Change of address
• When are you required to produce your insurance certificate?

  • You must produce your insurance certificate if requested by a police officer
• What is the current maximum fine for driving without insurance?

  • The maximum fine for driving without insurance is unlimited
• When must you contact the DVLA when changing your vehicle?

  • You must contact the DVLA to update the vehicle registration document (V5) when changing your vehicle and transferring ownership
• What are the potential consequences of driving without a valid MOT certificate?

  • Driving without a valid MOT certificate may invalidate your car insurance coverage
• Why should you read the answers carefully when presented with multiple choices?

  Answers may differ significantly from expectations
• What document must be updated when changing your vehicle?

  V5 document
• What must you do when you receive a parking ticket?

  Know when your vehicle insurance is due
• What does the V5 document hold?

  Registered keeper's details
• What does an MOT certificate indicate?

  The car is roadworthy at the time of check
• What is the consequence of driving a non-roadworthy car?

  Your insurance will not cover you
• What happens if you drive a car without a current MOT certificate?

  Your insurance may be invalidated
• What is a statutory off-road notification?

  Notification to DVLA when not taxing a vehicle
• What must you do if you decide not to tax your vehicle?

  Fill in a statutory off-road notification
• Who is legally responsible for updating the V5 document?

  The registered keeper of the vehicle
• What does third-party insurance cover?

  Damage you cause to others' vehicles
• What is the minimum insurance requirement by law?

  Third-party insurance
• What does an insurance policy excess mean?

  Amount you pay before insurance covers costs
• If your insurance policy has an excess of £500, how much do you pay for a £1500 claim?

  You pay £500, insurance pays £1000
• What must you check before driving someone else's vehicle?

  Ensure you are insured to drive it
• When does a new car need its first MOT test?

  After three years from registration
• What is the legal minimum insurance cover required to drive on public roads?

  Third-party insurance only
• Why is it important to understand the wording of exam questions?

  It helps to identify the correct answer
• What happens if you accumulate six points within two years of passing your driving test?

  You must retake the theory and practical tests