STAVE 1

• Discription of scrooge at the start of the book

  Oh! But he was a tight-fisted hand at the grindstone, Scrooge! a squeezing, wrenching, grasping, scraping, clutching, covetous, old sinner! Hard and sharp as flint, from which no steel had ever struck out generous fire; secret, and self-contained, and solitary as an oyster.
• Marley describing what he did to get into his situation

  "I wear the chain I forged in life," replied the Ghost. "I made it link by link, and yard by yard; I girded it on of my own free will, and of my own free will I wore it"
• Marley describing what he should have been like in life

  Business!" cried the Ghost, wringing its hands again. "Mankind was my business. The common welfare was my business; charity, mercy, forbearance, and benevolence, were, all, my business. The dealings of my trade were but a drop of water in the comprehensive ocean of my business!"
• Fred describing christmas

  "it has never put a scrap of gold in my pocket but i believe it has done me good and will do me good"
• Bob cratchit working for scrooge during christmas

  "the clerk, who, as cold as he was, was warmer than scrooge"