Banking

• Forms of money :

  -            Notes (papirnati)

  -            Coins

  -            Cheques

  -            Currency

  -            Credit card
• Borrow from – lend (to)

  Credit– debit (the account)

  Deposit– withdraw

  Owe – pay back/off
• Verbs that don't have an opposite?

  Raise

  Refund

  Charge
• tekući račun


  current account
• štedni račun


  savings account
• izvod računa


  bank statement
• trajni nalog


  standing order / direct debit
• biti u minusu/plusu


  be in red / black
• Bankomat


  ATM
• Kredit


  loan
• hipotekarni kredit


  mortgage
• garancija


  collateral
• prekoračenje računa


  overdraft
• mirovina


  pension
• poslovnica


  branch
• TYPES OF BANKS

  CENTRAL BANK = Središnja banka

  -            Cro: Hrvatska narodna banka

  -            EU: European Central Bank, ECB

  -            USA: Federal Reserve

  COMMERCIAL/RETAIL BANK: individuals and small businesses

  -            komercijalna / poslovna banka (poslovanje s građanstvom)

  MERCHANT BANK (UK) / INVESTMENT BANKS (USA) : big companies

  -            investicijska / razvojna banka (banka za poslovanje s tvrtkama)