Cooperatives

• DEFINITION

  An autonomous and duly registered association of persons with a common bond of interest, who have voluntarily joined together to achieve their social, economic, and cultural needs and aspirations by making equitable contributions to the capital required, patronizing their products and services and accepting a fair share of the risks and benefits of the undertaking in accordance with universally accepted cooperative principles.
• Cooperative Principles

  • Voluntary and Open Membership
  • Democrative Member Control
  • Member Economic Participation
  • Autonomy and Independence
  • Education, Training and Information
  • Cooperation Among Cooperatives
  • Concern for Community
• Voluntary and Open Membership


  Voluntary organization, open to all without discrimination
• Democrative Member Control


  One member, one vote
• Member Economic Participation


  Contribute equitable and democratically control capital
• Autonomy and Independence


  Autonomous, self-help organizarions controlled by their members
• Education, Training and Information


  Shall provide education and training for ther members
• Cooperation Among Cooperatives


  Working together through local, national, regional and international structures
• Concern for Community


  Work for sustainable development of their communities
• TYPE OF COOPERATIVE

  Advocacy Cooperative is a primary cooperative which promotes and advocates cooperativism among its members and public through socially-oriented projects, education and training, research and communication, and other similar activities to reach out to its intended beneficiaries.
• TYPE OF COOPERATIVE

  Dairy Cooperative is one whose members are engaged in the production of fresh milk which may be processed and/or marketed as dairy products.
• TYPE OF COOPERATIVE

  Fishermen Cooperative is one organized by marginalized fishermen in localities whose products are marketed either as fresh or processed products.
• TYPE OF COOPERATIVE

  Multipurpose Cooperative is one which combines two (2) or more of the business activities of those different types of cooperatives.
• TYPE OF COOPERATIVE

  Workers Cooperative is one organized by workers, including the self-employed, who are at the same time the members and owners of the enterprise. Its principal purpose is to provide employment and business opportunities to its members and manage it in accordance with cooperative principle.
• TYPE OF COOPERATIVE

  Agriculture Cooperative refers to a primary cooperative which or whose members are involved/engaged in raising/culture of plants, animals, fungi, and other living organism for productive and economic purpose and in related activities that lead to the reduction of cost and/or value addition of outputs (Article V(a), CDA MC 2015-07)
• TYPE OF COOPERATIVE

  Agrarian Reform Cooperative is one organized by marginal farmers majority of which are agrarian reform beneficiaries for the purpose of developing an appropriate system of land tenure, land development, land consolidation or land management in areas covered by agrarian reform.
• TYPE OF COOPERATIVE

  Consumers Cooperative is one of the primary purpose of which is to procure and distribute commodities to members and non-members.
• TYPE OF COOPERATIVE

  Marketing Cooperative is one which engages in the supply of production inputs to members and markets their products.
• TYPE OF COOPERATIVE

  Producers Cooperative is one that undertakes joint production whether agricultural or industrial. It is formed and operated by its members to undertake the production and processing of raw materials or goods produced by its members into finished or processed products for sale by the cooperative to its members and non-members. Any end product or its derivative arising from the raw materials produced by its members, sold in the name and for account of the cooperative, shall be deemed a product of the cooperative and its members.
• TYPE OF COOPERATIVE

  Cooperative Bank is one organized for the primary purpose of providing a wide range of financial services to cooperatives and their members.
• TYPE OF COOPERATIVE

  Credit Cooperative shall refer to one that promotes and undertakes savings and lending services among its members. It generates a common pool of funds in order to provide financial assistance and other related financial services to its members for productive and provident purposes.
• TYPE OF COOPERATIVE

  Financial Service Cooperative is one organized for the primary purpose of engaging in savings and credit services and other financial services.
• TYPE OF COOPERATIVE

  Service Cooperative is one which engages in medical and dental care, hospitalization, transportation, insurance, housing, labor, electric light and power, communication, professional and other services.
• TYPE OF COOPERATIVE

  Electric Cooperative is one organized for the primary purpose of undertaking power generations, utilizing renewable energy sources, including hybrid systems, acquisition and operation of subtransmission or distribution to its household members.
• TYPE OF COOPERATIVE

  Health Services Cooperative is one organized for the primary purpose of providing medical, dental and other health services.
• TYPE OF COOPERATIVE

  Housing Cooperative is one organized to assist or provide access to housing for the benefit of its regular members who actively participate in the savings program for housing. It is co-owned and controlled by its members.
• TYPE OF COOPERATIVE

  Insurance Cooperative is one engaged in the business of insuring life and property of cooperatives and their members.
• TYPE OF COOPERATIVE

  Transport Cooperative is one which includes land and sea transportation, limited to small vessels, as defined or classified under the Philippine maritime laws, organized under the provisions of this Code.
• TYPE OF COOPERATIVE

  Education Cooperative is one organized for the primary purpose of owning and operating licensed educational institutions notwithstanding the provisions of Republic Act No. 9155, otherwise known as the Governance of Basic Education Act of 2001.
• TYPE OF COOPERATIVE

  Water Service Cooperative is one organized to own, operate and manage water systems for the provision and distribution of potable water for its members and their households.
• TYPE OF COOPERATIVE

  Credit Surety Cooperative is an LGU-partnered cooperative comprised of well-capitalized and well-managed member-cooperatives/NGOs that meet the criteria and qualifications prescribed by the CDA, LGUs, GFIs and other institutions/government agencies, all of which shall make contributions to the CSF.
• TYPE OF COOPERATIVE

  Youth Cooperative refers to cooperatives established by youths (ranges between 18 - 35 years old).
• TYPE OF COOPERATIVE

  Laboratory Cooperative refers to a cooperative duly recognized by the CDA formed and managed principally by minors and is affiliated with another registered cooperative which is called the guardian cooperative.
• Purposes of Laboratory Cooperative:

  1. To serve as a training ground for its members to prepare them for membership in regular cooperative;
  2. To teach the values of thrift and saving mobilization among its members;
  3. To instill cooperative values, principles, financial discipline, business skills, and leadership skills among its members; or
  4. To promote and advocate Filipino social and cultural values, financial education, ecological awareness and sustainable development.
• Laboratory Cooperative Affiliation:

  • A laboratory cooperative shall be affiliated with a duly registered cooperative, to be known as the Guardian Cooperative.
  • A laboratory cooperative primarily composed of students from a particular school may affiliate with the school's cooperative, if any, or select a cooperative of its choice within its area of operation.
  • If the laboratory cooperative is composed primarily of out-of-school minors, it shall be affiliated with a cooperative of its own choice within or nearest its area of operation.
• Laboratory Cooperative Name

  • It shall include in it name the words "Laboratory Cooperative of (Name of Guardian Cooperative)".
• Certificate of registration


  Does not bestow upon a laboratory cooperative a juridical personality
• Dissolution of the Guardian Cooperative

  Shall result in the revocation of the Certificate of Recognition
• Guardian Cooperative


  Shall be liable for any violations committed in the operation of the laboratory cooperative
• Joining the Guardian Cooperative


  1. Member reaches age of majority

  2. Signifies intention to become a member

  3. Complies with all requirements for membership