There are two types of housing- formal and informal housing
Formal housing are built by the government or privatedevelopers
Formal housing have the legalright to occupy the land
Formal housing have access to basic services
Formal housing is built using high quality building materials
Informal housing lack access to basic services such as water, electricity, sewage disposal, garbage collection, etc.
Informal housing do not have legal rights to occupancy
Informal housing are built without permission from local authorities
Informal housing are self-built squatter settlements
Informal housing are built from scavenged materials, e.g. repurposed zinc sheets and recycled lumber
Informal housing can lead to overcrowding due to limited space available
Private developers --> Individuals/companies that develop a property for profit, tend to pick sites that are mostcommercially viable
The location of any type of housing is primarly affected by land use planning, choices made by developers, land prices & the availability of housing financial support
Zoning restrics the type of activties and land-use permitted on specifc sites. This is done to shape the layout of cities and enable various types of developments
Informal housing tends to occupy locations near largehousing or industrialdevelopments to benefit from existing infastructure such as pipedwater, electricity or roads
If land prices are high, houses will have to be sold at higher prices, and the people who wish to buy them will no longer be able to afford them
In places without the provision of housing finance support schemes and a lack of formalhousing will have more informalhousingsettlements, as affordability of housing in such areas would be low
Housing financial support for developers can lower the cost of building houses, which may encourage developers to consider building more houses and prevent housing shortages