The creditor shall have a right to indemnity for damages when, through the fault of the debtor, all the things which are alternatively the object of the obligation have been lost, or the compliance of the obligation has become impossible.
The indemnity shall be fixed taking as a basis the value of the last things which disappeared, or that of the service which last became impossible .
Damages other than the value of the thing or service may also be awarded.
Ang creditor ang pipili ng indemnity kapag si debtor ang nakasira ng "thing"