GENMATH

• share/ownership in a company

  stocks
• owns or share a stock

  stock holder
• amount of stockholders' share

  dividend
• value of common share

  par value
• part of the stockholders

  p
• number of the shares

  so
• total number of shares

  st
• loans provided to an organization

  bonds
• a person who invest on bonds

  bond holder
• principal borrowed from bond holder

  par value (of bond)
• same as the interest period

  simple annuity
• not as the same as interest period

  general annuity
• at the end of each payment

  ordinary annuity
• at the beginning of each payment

  annuity due
• between the first

  term of annuity
• amount of each payment

  regular or periodic payment
• sum of future values

  amount (future values)
• sum of future value

  present value
• regular payment

  R
• nominal rate

  r
• conversion periods

  m
• computed in the principal

  compound interest
• money lent

  business loan
• family purposes/personal

  consumer loan
• secure the loan/real-estate or other investments

  collateral
• time to pay entire loan

  term of the loan
• amount after t years that the lender receives from the borrower on the maturity date

  Maturity value or future value (F)
• interest that is computed on the principal. The interest remains constant throughout the term.

  simple interest
• person (or institution) who invests the money or makes the funds available

  lender
• person (or institution) who owes the money or avails of the funds from the lender

  debtor
• date on which money is received by the borrower

  loan date
• date on which the money borrowed or loan is to be completely repaid.

  repayment date
• amount of time in years the money is borrowed or invested; length of time between the origin and maturity dates

  time or term
• amount of money borrowed or invested on the origin date

  principal
• annual rate, usually in percent, charged by the lender, or rate of increase of the investment

  rate
• amount paid or earned for the use of money

  interest
• number of conversion period in one year

  frequency conversion
• time between successive conversion of interest

  conversion period