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• Credit Policy


  Providing access to credit for small farmers and fisherfolk to support their agricultural activities, for various purposes such as purchasing inputs, investing in machinery and equipment, financing crop production, or supporting agribusiness ventures
• Financial Policy


  Encompassing a broader spectrum of financial support mechanisms of measures, regulations, and initiatives, including subsidies, tax benefits, insurance aid, and loan assistance, in addition to credit programs
• Goals of Credit Policy

  • To improve access to finance for farmers and agribusinesses, thereby enhancing agricultural productivity, income, and overall rural development
• Goals of Financial Policy

  • To promote the development, sustainability, and competitiveness of the agricultural sector through financial means
• Credit And Financial Agricultural Policies/ Programs In The Philippines

  • Agricultural Guarantee Fund Program for Unified Lending to Agriculture (AGFP)
  • Special Lending Facility for Marginal Farmers and Fisherfolk (PUNLA TRACK 1)
  • Cooperative Banks Agri-Lending Program II (CBAP-II)
  • Sikat Saka Program (SSP)
  • Climate Change Adaptation Financing Program (CCAFP)
  • Agriculture and Fisheries Financing Program (AFFP)
  • Value Chain Financing Program (VCFP)
  • Agrarian Production Credit Program (APCP)
• Agri-Agra Reform Act of 2009 (R.A. No. 10000)


  Aims to promote equal access to opportunities and enhance access to financial services for the rural agricultural sector, addressing the lack of capital that prevents farmers and fisherfolk from investing in high-quality production inputs
• Under the Agri-Agra Reform Act, all government and private banking institutions are required to set aside at least 25% of their total loanable funds for agriculture and agrarian reform beneficiaries (ARBs), with 15% allocated to the agriculture sector and the remaining 10% to ARBs