WEEK 10

• NON-BANK FINANCIAL INSTITUTION - These are other financial institutions which engage in specific functions. They provide services related to claims, financial information, and advice, manage portfolios of financial assets on behalf of other economic units, buy and sell claims on institutions from clients, and assist in finding sources for those economic units seeking loans. These are either private or government non-bank financial institutions.
• FINANCIAL ADVISOR - It provides strategic advice to institutional investors and evaluates short and long term opportunities and challenges
• MERGERS - Estimate the value of potential mergers and help negotiate a fair price. The bank also structures and facilitates the merger
• RESEARCH - Reviews companies and writes reports about prospects and rating of buying, selling and holding shares.
• Regulation - refers to the rules, policies, and laws established by regulatory authorities to govern the behavior and operations of financial institutions. Regulations are designed to promote stability, transparency, fairness, and consumer protection in the financial system
• Foreign Exchange Regulations - The Bangko Sentral ng Pilipinas (BSP) to promote a policy environment that is market￾oriented and supportive of the Philippine economy’s sustained expansion, the BSP, through the International Operations Department (IOD), ensures that the country’s foreign exchange (FX) regulatory framework remains appropriate for the needs of a dynamic and expanding economy.
• Virtual asset service provider - means any natural or legal person who is not covered elsewhere under the Recommendations, and as a business conduct one or more of the following activities or operations for or on behalf of another natural or legal person: exchange between virtual assets and fiat currencies.
• Financial Stability - Bank supervision helps safeguard the overall stability of the financial system.
• Risk Mitigation- Supervision helps mitigate risks associated with banking activities. Banks are subject to prudential regulations that require them to maintain adequate capital, liquidity, and risk management practices.
• Consumer Protection- Bank supervision helps protect consumers' interests and promotes fair banking practices.
• Enhancing Transparency and Disclosure- Supervision encourages transparency and disclosure by requiring banks to provide accurate and timely information about their financial condition, risk exposures, and performance
• Compliance with Regulations - Bank supervision ensures that banks comply with applicable laws and regulations.
• Early Detection of Problems Supervision - enables the early detection of financial problems and risks within banks.