Marley's ghost comes to haunt Scrooge - KEY EVENT
1. Marley's ghost appears, wearing a heavy chain of "cash-boxes, keys, padlocks, ledgers, deeds and heavy purses". These items symbolise how Marley was obsessed with money - just like Scrooge
2. Marley's obsession with money led to his lack of compassion and care for others. As a result, Marley is "doomed to wander through the world" forever, and he refers to his fate as an "incessant torture"
3. Marley suggests that Scrooge is worse than him - Scrooge's chain was as heavy as Marley's "seven Christmas Eves ago". Dickens implies that Scrooge might be in for an even more horrible fate than Marley
4. Scrooge finds out that he'll have one last chance at redemption - he'll be visited by three more ghosts