a hazard that has had huge social impact and that is harmful to humans, it has to have interaction with human life. Natural events don't effect us if there is no one arround
the chance or probability of being affected by a normal event such as living closer to rivers poses a hazard risk to floods (however people have learned to adapt).
floodplains are more prone to floods, this provides silt which is beneficial for farming but puts people living closeby at risk. In low lying countries a higher proportion of people live on floodplains.
more people means poor quality of buildings and people are forced to live in risky areas. such as Venezuela and Rio where a shortage of housing means people live on unstable slopes and are more prone to landslides and flooding.
how does the temperature change from climate change affect risk?
Changes in temperature cause areas to become wetter which increases the risk of floods and areas that become drier become more prone to drought and famine.