Triglycerides have a glycerol and three fatty acids
fatty acids can be saturated and unsaturated (double bonds)
Phospholipids have a phosphate, glycerol, two fatty acids. The "head" is hydrophilic and "tail" hydrophobic
In triglycerides the tail has a long hydrocarbon chain, that contains a lot of chemical energy and a lot of energy is released when they are broken.
Triglycerides are insoluble, so they don't affect the water potential, so water enters cells through osmosis. They creates insoluble droplets as the tails are hydrophobic and heads are hydrophilic.
Phospholipids create the bilayer of cell membrane, the centre is hydrophobic so water soluble substances cannot easily pass through, so act as a barrier.
The emulsion test for lipids, shake the test substance with ethanol and after that add water, a milky emulsion forms if lipids are present. The more lipids present the more milky.