Reforms were selective as they only helped some groups
Benefit levels were ungenerous and often below subsistence level
Many of the reforms were voluntary as control given to local authorities
Unemployment benefit only paid for short-term (15 weeks), so did not tackle long-term unemployment
Problems with pensions as it was only payable at 70 which was well above average life-expectancy and therefore, many people would die before they could claim it
Medical inspections did not provide treatment for children (until 1912 when school clinics introduced)
Health insurance did not cover most hospital treatment and therefore, this left many workers without a way of improving their health
Families of workers not covered by health insurance leaving them without access to medical treatment
Housing not tackled at all leaving many still living in inner city slums with overcrowding being a massive problem
Education barely tackled leaving many children without the opportunity to improve their education in order to improve their job prospects