UNIT B

Cards (28)

  • Alberta uses the GDL (Graduated Drivers Licensing) Program to ensure new drivers, regardless of age, get the support, practice and experience they need to become safe and successful drivers
  • Stages in the GDL Program
    • Class 7 Learner's Licence
    • Class 5 Probationary GDL Licence
    • Full Class 5 non-GDL Licence
  • Class 7 Learner's Licence
    First stage in the GDL Program
  • Requirements for Class 7 Learner's Licence
    • Must be at least 14 years old
    • If under 18, need consent from parent/guardian
    • Must pass vision test and provincial government knowledge test
    • Can only drive with fully licensed non-GDL driver 18+ years old
    • Can't drive between midnight and 5am
    • Must be at least 16 and have had learner's licence for at least 1 year to move to next stage
  • Class 5 Probationary GDL Licence
    Second stage in the GDL Program
  • Requirements for Class 5 Probationary GDL Licence
    • Must be at least 16 years old
    • Must pass Alberta Class 5 road test
    • If under 18, parent/guardian must consent to reclassify licence from Class 7
    • Must have no suspensions or traffic violations in previous 12 months
    • Can reduce probation period by up to 6 months by completing approved driver education course
  • Shared restrictions between Class 7 and Class 5 Probationary GDL licences
    • Subject to IRS: zero Novice program
    • Every passenger must have a seatbelt
    • Suspended at 8 demerit points
    • Can't upgrade to commercial licence
    • Can't be an accompanying driver for another Class 7 or Class 5 GDL driver
  • Full Class 5 non-GDL Licence
    Final stage in the GDL Program
  • Requirements for Full Class 5 non-GDL Licence
    • Must be at least 18 years old
    • Must have no suspensions or traffic violations for 12 consecutive months prior to exiting Stage 2
  • Three ways to lose your licence in Alberta
    • Parent/guardian who originally consented can withdraw it (if under 18)
    • Suspended for violating IRS: zero Novice Program, or for a traffic-related Criminal Code violation
    • Accumulate 8+ demerits for traffic/driving offences within 2 years
  • Liability insurance is the most important motor vehicle insurance protection you can have
  • Liability insurance
    Protects you if you're sued for injuring another person or damaging their property. Also protects you and anyone else who has permission to drive your vehicle
  • Liability insurance requirements in Alberta
    • You're legally required to have Public Liability and Property Damage (PLPD) insurance to operate a vehicle on any public road
    • Minimum of $200,000 PLPD, but AMA recommends at least $1 million
  • Alberta's automobile insurance system
    Your insurance premium is calculated using factors like driving history, area you live in, amount of liability insurance, and your standing in Alberta's grid premium system
  • In 2004 the Government of Alberta restricted all insurance companies doing business in Alberta from charging higher than their grid premium
  • Grid premium system

    Every new driver starts at the same level. Level increases/decreases over time based on factors like years of good driving, number of at-fault liability claims, and whether you completed a certified driver education program
  • Grid Levels
    System that determines insurance premiums for new drivers in Alberta
  • How the grid premium system works

    1. Start at same level
    2. Level increases/decreases based on driving record
    3. Each year of good driving decreases level
    4. Each at-fault claim increases level by 5
  • Grid Premium Examples

    • Completing driver training program decreases level by 2
    • At-fault claim increases level by 5 after 3 years
  • Vehicle Registration
    Legally required document that shows proof of ownership and confirms licence plate belongs to vehicle
  • If stopped by law enforcement, you must be able to produce driver's licence, vehicle insurance card, and vehicle registration card
  • Failure to produce required documents may result in fines, vehicle seizure, or other charges
  • Driving in Alberta is governed by laws at the federal, provincial and municipal levels
  • Powers of law enforcement officers
    Can enforce all levels of law (municipal, provincial, federal)
  • Possible penalties for driving/traffic offences
    • Demerit points
    • Fines
    • Licence suspension
    • Jail time
    • Criminal record
    • Increased insurance costs
    • Travel restrictions
  • Demerit System
    • Points recorded against driving record for traffic offences
    • Remain for 2 years
    • Licence suspended at 15 points (8 points for GDL)
  • Licence Suspensions
    • 1st suspension - 1 month
    • 2nd suspension within 1 year - 3 months
    • 3rd+ suspension within 2 years - 6 months
  • Must be suspension and traffic violation-free for 12 months to exit GDL program