1. Nitrates and phosphates are soluble in water and get washed into water bodies by surface-runoff or leaching
2. Nutrients enrich the water stimulating excessive algal growth (algal bloom)
3. Algae cover the surface of the water blocking sunlight from submerged plants
4. Plants deprived of sunlight can't produce energy which causes them to die
5. Saprophytic bacteria and fungi reproduce rapidly and use up the oxygen supply in the water
6. Other organisms in the water such as fish then die from a lack of oxygen