finance 4th quaeter

• is a risk management strategy that mixes a wide variety of investment within a portfolio

  diversification
• diversified portfolio contains a mix of distinct assets types and investment vehicle in an attempt at limiting exposure to any single asset or risk
• corporation of several different, sometimes unrelated business and company

  conglomerate
• creator of evelope system

  david ramsey
• creator of 50/20/30 rule system

  alexa vonn tobel
• creator of ideal budget plan

  peter Dunn's
• asset or item aquired to generate income or appreciate

  investment
• what are the 3 different types of investment

  fix income or equities, alternative to fix income, other investment asset
• what are the 2 fix income and equities

  stocks, bank deposite, bonds
• 3 accounts under bank deposite

  current account/ checking account, savings account, time deposite account
• this account is has interest but not significant but also the most common account

  savings account
• this account has no accumulation

  current account/ checking account
• this account has the highest interest earn but the money is not available all the time

  time deposite account
• PDIC stands for

  philippines deposit institution corporation
• banks are only accountable to any loses if they are held down by the monitary institution

  true
• what are the 2 alternatives fic income and equities

  mutual funds, unit investment trust fund
• other investment asset

  currencies, realstate, insurance
• generally accepted form of money

  currencies
• realstate


  land and any improvements on it
• insurance


  provides financial protection to an entity or individual
•  individual that represents the entire population

  Population - individualthat the researcher are interested in and usullay has common characteristics

  sample
• • individualthat the researcher are interested in and usullay has common characteristics

  population
• ndividual that represents the entire population

  sample
•  refers to the numbr of indiviadual included in the sample

  sample size
• it is where the respondents are grt or commming from

   Ex. Master's list

   

  sample frame
• • The selection of components of the sample that will be the representative of the population
  • Can be biased or unbiast
  • Process on how to choose sample from populaion

  sampling technique
• • All participants or all people in the population are given a chance to be a respondents. NON BIASED
  • Involve randomization
  • Time consuming and requires more effort

  probability sampling
• The chance of selection is the same for every member of the population

  simple random sampling
• 1. Sample that follows regular interval from the list
  2. Has a specific step and procedure in doing the selection of the sample

  systematic random sampling
• 1. Group are divided called STRATA

  stratified sampling
• 1. Used if you ahave large scale survey
  2. When the target respondents are cpread across GEOGRAPHICAL LOCATION

  cluster sampling
• 1. You used more than one sampling method

  multi stage sampling
• • Not all samples in a population are not given a chance to be selected
  • Based on subjected judgment

  non probability sampling
• • Also known as OPPPORTUNITY SAMPLING OR AVAILABILITY SAMPLING
• • The participants are selected if they are conviniently available at the time they are needed
  • Also known as OPPPORTUNITY SAMPLING OR AVAILABILITY SAMPLING

  convinience sampling
• • Also called as judgment sampling or subjective sampling
  • The researcher only choose who they think are suitable to participate in the study

  purposive sampling
• also called as chain refferal sampling


  snowball sampling