1. Bone loss of 0.5-1% per year, starting around the age of 35-years-old
2. Peak bone mass is achieved in the third decade
3. Bone loss occurs as a result of increased bone breakdown by osteoclasts and decreased bone formation by osteoblasts
4. Rate accelerates by as much as 10-fold during menopause, due to decreased oestrogen levels and increased osteoclast activity
5. Rate of loss increases in older men due to decreased testosterone