In the US national health care is limited as you have to pay for health insurance but there are some programmes to provide limited healthcare to older, such as Medicare, and poorer individuals, such as Medicaid. However, most have to pay for their own health care through private medical insurance such as through their employer. With this though Black and Hispanics are more likely to not have private medical insurance as they are more likely to have lower incomes or be unemployed and are more likely to depend on Medicaid or be uninsured.