refers to an ordinary share that represent ownership of the company with no fixed rate of dividends?
equity shares
it is a medium to long term debt instrument used by large companies to borrow money at a fixed rate of interest
debentures
what does PDIC means?
philippine deposit insurance corporation
what credit term that refers to the willingness of he borrower to repay their outstanding loans?
character
what credit term refers to a security pledge for payment of the loan?
collateral
it is the amount charged by the lenders to the borrowers/users of money, and is usually paid at regular intervals
interest
it refers to a periodic stream of equal cash flow at equal time intervals?
annuity
it refers to the amount of investment that will grow after earning interest. It is the summation of the principal amount and the interest earned over a stated period?
future value
a term refers to the amount you have invest today, if you want to have a certain amount of cash flow in the future?
present value
it is the process of evaluating and selecting long term investments that are consistent with the firm's goal of maximizing owner's wealth
capital budgeting
a term refers to the simplest way used in capital budgeting, it measures the amount of time, usually in year to recover the initial investment?
payback method
it refers to a money commitment of some sort and the process of investing money in financial or real assets for profit?
investment
it is a debt investment in which an investor loans money to an entity that borrows the funds for defined period of time at a fixed interest rate
bonds
a risk management technique that combines a wide variety of investment within a portfolio to reduce risk
diversification
how much money does PDIC give back to each depositor as a settlement in case of a bank default/bankruptcy?
500,000
which of the following is true about preference shares?
I. receive fixed rate of dividends, III. investment of these share is safe
which of the following does not belong to the group? (housing loan, suppliers credit, installment credit, overdraft)
idk
which of the following are the types of banking financial institution except?
multi-purpose cooperative
which of the following is the correct steps on the loan organization process?
which of the following does not belong to the group? (annually, quarterly, annuity, semi-annually)
annuity
10,000 was borrowed at 2% interest rate payable for 3 years. it yielded a total interest of 600. how much is its future value?
10,600
which of the following are the steps in capital budgeting except?
capital rationing
how to calculate the net present value (npv)?
minus
which of the following does not belong to the group? (maturity, indenture, mortgage, coupon rate)
mortgage
which of the following statements illustrate stocks-it can be appropriate for retirees or for those who need the money soon
which of the following is true about investment except?
take a gamble by paying at any lotto outlets
50,000 is borrowed for 9 months at an annual interest rate of 10% in computing for the interest, what should be the value of t?
0.75
sum of money at simple interest amounts to 815 pesos in 3 years and 864 in 4 years. the sum is?
698
jcapz deposited 7500 for 2 years into a money market account. at the end 2 years, he had a total 8700. what rate of interest did he receive?
8%
mr. garcia borrowed 1,000,000 for the expansion of his business. the effective rate of interest is 7%. the loan is to be repaid in full after one year. how much is to be paid after one year?
1,070,000
johair borrowed 1,200,000 for the purchase of a car. if his monthly payment is 31,000 on a 5-year mortgage, find the total amount of interest?
660,000
what is the value of an investment of 3500 after 2 years if it earns 1.5% compounded quarterly?
wap ay answer
an investment earns 3% compounded monthly. find the value of an initial investment of 5,000 after 6 years-wap ay answer