BUSINESS FINANCE

• refers to an ordinary share that represent ownership of the company with no fixed rate of dividends?

  equity shares
• it is a medium to long term debt instrument used by large companies to borrow money at a fixed rate of interest

  debentures
• what does PDIC means?


  philippine deposit insurance corporation
• what credit term that refers to the willingness of he borrower to repay their outstanding loans?

  character
• what credit term refers to a security pledge for payment of the loan?

  collateral
• it is the amount charged by the lenders to the borrowers/users of money, and is usually paid at regular intervals

  interest
• it refers to a periodic stream of equal cash flow at equal time intervals?

  annuity
• it refers to the amount of investment that will grow after earning interest. It is the summation of the principal amount and the interest earned over a stated period?

  future value
• a term refers to the amount you have invest today, if you want to have a certain amount of cash flow in the future?

  present value
• it is the process of evaluating and selecting long term investments that are consistent with the firm's goal of maximizing owner's wealth


  capital budgeting
• a term refers to the simplest way used in capital budgeting, it measures the amount of time, usually in year to recover the initial investment?

  payback method
• it refers to a money commitment of some sort and the process of investing money in financial or real assets for profit?

  investment
• it is a debt investment in which an investor loans money to an entity that borrows the funds for defined period of time at a fixed interest rate

  bonds
• a risk management technique that combines a wide variety of investment within a portfolio to reduce risk

  diversification
• how much money does PDIC give back to each depositor as a settlement in case of a bank default/bankruptcy?

  500,000
• which of the following is true about preference shares?

  I. receive fixed rate of dividends, III. investment of these share is safe
• which of the following does not belong to the group? (housing loan, suppliers credit, installment credit, overdraft)

  idk
• which of the following are the types of banking financial institution except?

  multi-purpose cooperative
• which of the following is the correct steps on the loan organization process?

  loan application, document submission, screening process, negotiation, loan application finalization, loan approval
• which of the following does not belong to the group? (annually, quarterly, annuity, semi-annually)

  annuity
• 10,000 was borrowed at 2% interest rate payable for 3 years. it yielded a total interest of 600. how much is its future value?


  10,600
• which of the following are the steps in capital budgeting except?

  capital rationing
• how to calculate the net present value (npv)?

  minus
• which of the following does not belong to the group? (maturity, indenture, mortgage, coupon rate)

  mortgage
• which of the following statements illustrate stocks-it can be appropriate for retirees or for those who need the money soon
• which of the following is true about investment except?

  take a gamble by paying at any lotto outlets
• 50,000 is borrowed for 9 months at an annual interest rate of 10% in computing for the interest, what should be the value of t?

  0.75
• sum of money at simple interest amounts to 815 pesos in 3 years and 864 in 4 years. the sum is?

  698
• jcapz deposited 7500 for 2 years into a money market account. at the end 2 years, he had a total 8700. what rate of interest did he receive?

  8%
• mr. garcia borrowed 1,000,000 for the expansion of his business. the effective rate of interest is 7%. the loan is to be repaid in full after one year. how much is to be paid after one year?

  1,070,000
• johair borrowed 1,200,000 for the purchase of a car. if his monthly payment is 31,000 on a 5-year mortgage, find the total amount of interest?

  660,000
• what is the value of an investment of 3500 after 2 years if it earns 1.5% compounded quarterly?

  wap ay answer
• an investment earns 3% compounded monthly. find the value of an initial investment of 5,000 after 6 years-wap ay answer