1. Warm, moist air rises in a large, swift updraft to cooler regions of the atmosphere
2. Moisture in the updraft condenses to form towering cumulonimbus clouds and precipitation
3. Columns of cooled air sink earthward, striking the ground with strong downdrafts and horizontal winds
4. Electrical charges accumulate on cloud particles
5. Lightning discharges occur when the accumulated electric charge becomes sufficiently large