Dickens makes absolutely sure that the reader realises there is something of the supernatural, as the Victorians were scared of it, and Dickens wanted to scare them into reform.
Were there no homes to which [the Christmas star's] light would have conducted me!
He is bitter that no one did for him what he is doing for Scrooge. However, he uses his experience to be a better person and change Scrooge too, rather than making him bitter too. This suggests that everyone will change to be better at some point, and scares the Victorian reader into changing before suffering further.
Expect the first tomorrow when the bell tolls one.
(Couldn't I take 'em all at once and have it over, Jacob" hinted Scrooge.)
Expect the second on the next night at the same hour.
Marley won't be interrupted, meaning he truly believes he is doing the right thing. This suggests to the reader that changing to be more charitable is good thing.