What is the impact of settlement?
When houses are built, the vegetation and snow is removed, leading to less insulation and more heat exchange between the atmosphere and the permafrost causing it to degrade.
Central heating buildings and pipes also increase the heat transfer to the ground - thaw movement can damage pipelines and the infrastructure
Older buildings don’t insulate the permafrost so more heat enters it - can lead to shorter summers and the upper permafrost rises (Arctic higher is 1m higher)