Water molecules are held further apart in ice than they are in liguid water because each water molecule forms four hydrogen bonds to other water molecules, making a lattice shape. This makes ice less dense than liquid water - which is why ice floats. This is useful for living organisms because, in cold temperatures, ice forms an insulating layer on top of water - the water below doesn't freeze. So organisms that live in water, like fish, don't freeze and can still move around.