Private- private health insurance, private hospitals and private medical practitioners
medicare
medicare is australias universal health insurance scheme. It provides all australian residents, regardless of income, location, and culture access to healthcare that is subsidized by the federal government
what does medicare cover?
GP fees
eye tests
x rays
blood tests
what doesnt medicare cover?
most dental treatment
ambulance services
alternative therapies like chiropractic,
bulk billing
bulk billing is a term used when a service provider like a general practitioner chooses to charge the patient no more than the scheduled fee for their services. the service provider is paid directly by the government.
out of pocket expenses
Makung up the difference between the scheduled fee and the actual fee charged
medicare safety net
aims to protect those who have a heavy relience on medical services from high out of pocket expenses. Once the out of pocket expenses reach a certain threshold, the Medicare services are charged at a cheaper rate for the remainder of the year.
how is medicare funded?
general taxation, medicare levy, medicare levy surcharge
medicare advantages
avaliable to all australian citizens
choice of doctor for out of hospital services
medicare disadvantages
waiting lists for many treatments
does not cover alternative therapies
Pharmaceutical benefits scheme
allows concession card holders to access over 5000 common prescription medications at a significantly reduced rate.
National disability insurance scheme
provides services and support to people with permanent significant disabilities, and their families and carers. To be eligible for NDIS, a person must meet age, residency and disability requirements. Funded by federal and state governments
NDIS
access to health, housing education
access to sport clubs and libraries
private health insurance
is an optional additional health insurance which provides coverage for health services not covered by medicare
private health insurance advantages
shorter waiting times for medical procedures
enables access to private hospital care
private health insurance disadvantages
policies can be complex and may confuse some people
costly in terms of the premiums that need to be paid
the role of australias health system
funding
sustainability
access
equity
funding
money provided, especially by an organization or government for a particular purpose
sustainability
the ability to be maintained at a certain level or rate
access
the means or opportunity to approach or enter a place
equity
the quality of being fair and impartial
sustainability
funding
access
equity
incentives for private health insurance
lifetime health cover
private health insurance rebate- a refund on part of the costs of the insurance premium paid by the federal government