Why Invest in a Mutual Fund?

• Interest rates can be volatile


  Passive short-term investing can erode investment values due to inflation
• The stock market has historically outperformed both short and long-term bank deposit rates
• Not so many people are familiar with active financial management and effective diversification
• Mutual funds


  Through them, even investors with limited resources can participate in combinations of these high-yielding investment instruments without the headache of personally selecting and monitoring a portfolio
• Mutual funds


  • Ideal vehicles for growing money over time
  • Can be used as a savings medium for retirement, education for a child, or building up a long-term cash fund for some specific future financial objective
• Mutual funds are also ideal instruments to augment the yields generated by organizational funds and enhance their level of diversification
• Mutual funds have been popular investments for pension and trust programs, other employee benefit funding objectives, and institutional asset-liability matching