The formation of an oxbow lake
1) Corrasion and hydraulic action erode outer bends to form a steep bank to the channel called an undercut river cliff
2) An underwater current carries eroded material to the inside of the bend where flow of water is slower
3) Material is deposited to form a slip off slope (gentle bank)
4) As lateral erosion continues, bend of meander becomes more pronounced. Neck of meander narrows
5) Eventually usually in times of flood, narrow neck may be broken and crossed so the river flows straight again
6) Meander sealed off by deposition to form ox bow lake