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  • Discounting - This law of fixed income referring to the higher the yield the lower the price
  • BSP - In the trading system of a Philippine SEC-Registered Fixed Income Market, the cash settlement through the Philippine Payments and Settlements System (PhilPaSS) is done and managed by:
  • Capital Market - The market for transactions involving long-term financial instruments.
  • Major money market instruments issued and traded are issued by the following
    Governments Banks . Corporations
  • The following is a component of a trade except a. Borrower b. Interest c. Lender d. Payment
  • rule of 72 - The simplified formula to compute how long does it takes to double an investment based on its rate of return
  • offer rate - The rate investment banks or houses charge for lending money i
  • time value of money - All money cash flows accrue value over a given period of time, as long as interest rates are not negative, any given amount of money is worth more sooner than later
  • . The Philippine T-Bills is issued by Bureau of Treasury (Btr)
  • The following are Bond market instruments except? a. Warrants b. Treasury Bond c. Corporate Bonds d, Capital Notes
  • Investment banking services except: a. Underwriting b. GS dealer c. M & A d. Investment Research
  • mutual funds - Investment fund that is managed by professional fund managers
  • unit - It is what an investor buys when he invests in a UITF.
  • affordability - This is one of the benefits of investing mutual funds.
  • . The factor of investment risk is
    1. Terms/tenor
    2. Low credit worthiness
    3. Nature
  • returns variability - It is an investment ris
  • Example of an ownership in investment except? a. Stocks b. Real estate c. Time deposit d. precious collectibles
  • Future income may be in the form of premiums
  • You invest P475 in an account that pays 3% simple interest annually. How much money do you have after five years? 546.25
  • You invest P800 in an account that pays 6% interest, compounded annually. How much money do you have after five years? Round your answers to the nearest cent. 1,070.58
  • BSMA invests P7,300 at 6% interest compounded annually for four years. What is the future value of BSMA investment? 9,216.08
  • CAF Invested P6,500 in a savings account earning 12% Interest compounded quarterly. What Is the future value of this Investment after five years? Round your answers to the nearest cent. 11,739.72
  • ABC bank accepts a spot/3-mo, deposit for USD 1MM at 6.50% for 92 days from a multinational company. Use 360 dpy. What is the maturity value of the investment? 1,016.611.11
  • GPB
    1 month 5.60% -5.50%
    2 month 5.70%-5.60%
    3 month 5.80% - 5.70%
    What rate can BDO borrow 3-mo. GBP 1MM from the market maker? 5.70%
  • USD
    1 month 3.60% -3.50%
    2 month 3.80%-3.75%
    3 month 3.95% -3.85%
    What rate can BDO lend 1-mo. USD 5MM to the market maker? 3.60%
  • PHP
    1 month 4.60% -4.50%
    2 month 4.65% -4.55%
    3 month 4.80% -4.70%
    If you want to invest with BDO to receive Php1MM in three-month time, how much will you invest based on the prevailing quoted rate above? Use tenor of 92/365. 988,292.12
  • With a FV of Php110, the Instrument was discounted by 10% to have a price (PV) of Php100. What is the price at interest rates or yields of 12%? 98.21
  • BPI is interested in buying your Php 1MM T-bills with 50 days to maturity at a yield of 3.50% p.a. Your T-bills settlement date is May 9, 2022, maturity date is June 28, 2022, final withholding tax is 20%. Use 360 gpy Discounted Price 995,162.40
  • BPI is interested in buying your Php 1MM T-bills with 50 days to maturity at a yield of 3.50% p.a. Your T-bills settlement date is May 9, 2022, maturity date is June 28, 2022, final withholding tax is 20%. Use 360 gpy. Compute the following: Final Withholding Tax (Tx) 967.52
  • BPI is interested in buying your Php 1MM T-bills with 50 days to maturity at a yield of 3.50% p.a. Your T-bills settlement date is May 9, 2022, maturity date is June 28, 2022, final withholding tax is 20%. Use 360 gpy. Compute the following: . Settlement Amount =996,129.92
  • BPI is interested in buying your Php 1MM T-bills with 50 days to maturity at a yield of 3.50% p.a. Your T-bills settlement date is May 9, 2022, maturity date is June 28, 2022, final withholding tax is 20%. Use 360 gpy. Compute the following: Effective Yield or Money Market Yield = 3.52%
  • On 01 June 2020, you initially invested P50,000 in a UITF. The NAVPU of the UITF is 1.461048 at the time of your placement. On 31 May 2023, NAVPU is 2.291669. Compute the following: 16. How many units of investment do you own? 6 decimals 34,222.010502
    17. How much is the value of the investment on 31 May 2023? Investment value: 2 decimals 78,425.52
  • BSMA invested in Retail Treasury Bond (RTB) offered in the secondary market with Face Amount of P5,000,000 price at 103.624% with a coupon of 1.75% every quarter and accrued interest period of 93 days. Compute the ROB Bonds cash out. 5,271,616.67
  • A data dictionary is an automated or manual file that stores definitions of data elements and their characteristics.
  • DBMS have a specialized language called a data manipulation language that is used to add, change, delete, and retrieve the data in the database.
  • The most prominent data manipulation language today is Structured Query Language, or SQL
  • Crystal Reports is a popular report generator for large corporate DBMS, although it can also be used with Access.
  • The conceptual, or logical, design of a database is an abstract model of the database from a business perspective, whereas the physical design shows how the database is actually arranged on direct-access storage devices.
  • The process of creating small, stable, yet flexible and adaptive data structures from complex groups of data is called normalization .
  • Relational database systems try to enforce referential integrity rules to ensure that relationships between coupled tables remain consistent.