Generally, intelligence is understood as that capacity that allows us to flexibly exploit the constraints of our environment to solve problems and meet our goals
Crystallised intelligence represents cumulative learning experience: education and experience, which develops over time, increases with age
Fluid intelligence deals with abstract relations, represents the ability to deal with new problems, where prior experience and knowledge are of little use. Not taught, culture free, declines with age in adulthood
We cannot measure perceptions, emotions, attitudes, personality traits directly, we need to rely on their indirect assessment through the responses to a set of observed variables (items, questions….). These observed variables are often referred to as "indicators", as they are designed to reflect the "latent trait" being assessed.
Strand, S., Deary, I.J. & Smith, P. (2006). Sex differences in Cognitive Abilities Test scores: A UK national picture. British Journal of Educational Psychology, 76 (3), 463-480.