BMD-independent: Immobilization, Low BMI, Chronic liver/renal disease, COPD, Smoking and alcohol, GI disease, low dietary calcium intake, vitamin D deficiency, Steroid therapy, Endocrine (Cushing's, hyperthyroidism, hyperparathyroidism), Increased risk of falls, Drugs (heparin, anticonvulsant, cyclosporin), High bone turnover, Others (diabetes, multiple myeloma), Rheumatoid arthritis